2026 agency software comparison

Arpixa vs Zoho

A focused, AI-native agency operating system against one of the broadest software suites in the world. See how Arpixa’s flat pricing, branded client portal and dual payment rails compare with Zoho’s 45-app ecosystem — so you can pick the right platform for how your team actually works.

Permanent free plan Flat pricing, no per-seat Stripe + Razorpay
$12Arpixa flat entryOne price for the whole workspace vs Zoho One at $37/user/mo.
$0Real free planArpixa ships a permanent free tier. Zoho One is a 30-day trial only.
1Unified workspaceSales, delivery, portal & billing in one app — not 45 stitched together.
2Payment railsStripe and Razorpay built in for global and India-first billing.
01 · The verdict

Head-to-head scorecard

Our editorial assessment across the surfaces that matter most to agencies. Arpixa leads on pricing, workflow fit and the client portal; Zoho leads on sheer breadth and accounting depth.

Best for agencies
Arpixa logo Arpixa
9.0/ 10
4.5

AI-native, portal-first, flat pricing built for client work.

Zoho logo Zoho
7.2/ 10
3.6

Vast, mature suite — powerful well beyond agency work.

Category breakdown

Editorial scores out of 10. Each dot marks where a platform lands; the chip flags the leader.

ArpixaZoho
Pricing & flat rateArpixaEntry cost, no per-seat math
Agency workflow fitArpixaSales → delivery → billing
Client portalArpixaBranded client experience
Time to first valueArpixaSetup and onboarding
AI in the workflowArpixaDrafts, summaries, assist
Breadth of appsZohoCompany-wide software suite
Accounting & financeZohoFull bookkeeping depth
02 · Why teams pick Arpixa

Six reasons agencies choose Arpixa

The differences that show up in everyday agency work — not just on a feature checklist.

Pricing that stays predictable

Arpixa is one flat price for the workspace, from a permanent free plan to $12/month. Zoho One is billed per employee — and its cheapest tier requires a license for everyone on payroll.

Flat, not per-seat

Built for agencies, not everything

A proposal becomes a project, deliverables become invoices, and every conversation stays tied to the client. No stitching CRM, Projects, Books, Sign and Forms together yourself.

Purpose-built OS

A client portal you control

Give every client one branded dashboard for timeline, deliverables, files, invoices, payments and messages — with visibility set section by section, out of the box.

Per-section control

AI-native workflow

Generate proposals, briefs, replies and summaries from your workspace context, with full review control — woven into the agency workflow rather than spread across separate apps.

AI Drafts built in

Fast time to value

Sign up, brand your portal and onboard your first client the same day. A full Zoho One rollout typically means configuring and connecting many apps before you go live.

Live in minutes

Add the team without the math

Arpixa Pro includes unlimited collaborators at $29/month flat. On Zoho One, every extra person is another per-employee license to budget for.

Simple team seats
03 · Pricing

Flat workspace pricing vs per-seat licensing

Arpixa starts free and scales from $12/month for the whole workspace. Zoho is billed per user or per employee, so the cost grows with every seat.

Arpixa logo
ArpixaFree → Advanced
Flat rate

Free

Real plan, not a trial — 1 client, 2 seats, core tools.

$0free forever

Starter

For solo teams and small studios getting organized.

$10/mo yearly

ProPopular

Branded portal, automations, unlimited collaborators.

$25/mo yearly

Advanced

White-label leaning, heavy automation and scale.

$75/mo yearly
Zoho logo
ZohoCRM → Zoho One
Per seat

CRM Standard

Single-app CRM, per user — not the full agency suite.

$14/user/mo yearly

Zoho One · All Employee

45+ apps, per employee — license everyone on payroll.

$37/user/mo yearly

Zoho One · Flexible

License only some users, at a premium per seat.

$90/user/mo yearly

Prices shown for comparison and may change — check each vendor’s pricing page for current figures. Zoho figures are per user or per employee; the Zoho One All Employee plan requires licensing every employee on payroll. Annual figures are the per-month equivalent when billed yearly.

04 · Feature matrix

The full side-by-side breakdown

Every major surface, scored honestly — including where Zoho does something Arpixa does not. Filter by category or focus only on the rows where the two platforms differ.

CapabilityArpixa logoArpixaZoho logoZoho
Sales & CRM
Contact / client CRMCentral records linked to work and billingIncludedIncluded
Lead InboxDedicated inbound pipeline before a client existsIncludedVia CRM setup
Proposals & quotesScope, pricing and approval flowIncludedCRM / Quotes
E-sign contracts & docsSignable agreements tied to the clientIncludedZoho Sign
Delivery
Projects & tasksBoards, timelines and deliverablesIncludedZoho Projects
Docs, briefs & wikiShared delivery knowledgeIncludedWriter / WorkDrive
Forms & intakeStructured client inputIncludedZoho Forms
Milestone & retainer billingScope- and milestone-led invoicingIncludedAcross apps
Client experience
Branded client portalOne dashboard for the whole engagementIncludedPer-app portals
Per-section visibilityChoose exactly what each client seesIncludedComplex to configure
Scheduling & bookingsMeetings and calendar-ready workflowsIncludedZoho Bookings
White-label workspaceRemove vendor brandingAdvanced planHigher tiers
Billing
Invoicing & PDFsBranded invoices and billing contextIncludedInvoice / Books
Stripe paymentsCard payments on invoicesIncludedIncluded
Razorpay paymentsIndia-first payment railNativeVia Books setup
Full accounting & bookkeepingLedgers, taxes, reconciliationNot availableZoho Books
AI & access
AI assistant / draftsGenerated proposals, briefs, summariesIncludedZia AI
Workflow automationsTriggers, rules and status movesIncludedIncluded
Webhooks & API accessConnect external systemsIncludedIncluded
Permanent free planNo-cost tier, not a trialIncludedTrial only
45+ app ecosystemMail, HR, Desk, Campaigns and moreNot availableZoho One
05 · Deep dive

Where each platform pulls ahead

Beyond the checkmarks — how the two products actually feel across the agency workflow, including the areas Zoho wins.

Pricing model

Flat workspace pricing vs per-seat licensing

Arpixa charges one flat rate for the whole workspace, so your cost is predictable as the team grows. Zoho One is priced per employee — and its lowest rate, the All Employee plan, requires you to license every person on payroll.

  • Arpixa Starter is a flat $12/month; Pro at $29/month includes unlimited collaborators.
  • Zoho One All Employee is $37/user/month billed annually, for everyone on payroll.
  • A permanent free plan lets you validate Arpixa before paying anything.
Comparative strengthscore / 100
Entry cost for a small team
Arpixa96Zoho62
Cost predictability
Arpixa94Zoho70
Workflow fit

One agency workflow, not many apps to wire up

Arpixa connects sales, delivery, the client portal and billing in a single model built for agencies. Zoho covers the same ground, but by combining separate apps — CRM, Projects, Books, Sign, Forms — that you configure and connect yourself.

  • Proposals flow into projects, and deliverables flow into invoices, automatically.
  • Messages, files and payments stay attached to the client record.
  • Nothing to integrate across CRM, Projects and Books to see the full picture.
Comparative strengthscore / 100
Out-of-box agency flow
Arpixa95Zoho68
Setup effort to go live
Arpixa93Zoho60
Client portal

A branded front door you fully control

Arpixa gives every client one branded dashboard for timeline, deliverables, documents, proposals, files, invoices, payments and messages — with visibility set per section. Zoho offers portals, but they live across individual apps and take configuration to unify.

  • Per-section visibility keeps internal notes private while sharing the work.
  • Clients self-serve status, files and payments instead of emailing for updates.
  • One consistent client experience rather than several app-specific portals.
Comparative strengthscore / 100
Unified portal experience
Arpixa93Zoho72
Visibility control
Arpixa90Zoho74
Where Zoho leads

Breadth and depth across the whole company

Credit where it's due: Zoho is a vast, mature ecosystem. If you need software for the entire company — accounting, HR, help desk, email, marketing — Zoho One covers ground Arpixa deliberately does not. Arpixa stays focused on the agency workflow.

  • Zoho One bundles 45+ apps including Books, Desk, People, Mail and Campaigns.
  • Zoho Books offers full accounting and bookkeeping that Arpixa does not.
  • Deep customization via Creator, Deluge scripting and Zoho Analytics.
Comparative strengthscore / 100
Company-wide app breadth
Arpixa74Zoho97
Accounting depth
Arpixa70Zoho95
06 · The honest take

Pick the platform that fits how you work

No tool wins on everything. Here’s the straight answer on when each one is the better choice.

Choose Arpixa if…

You run an agency or client-service team and want a focused, AI-native operating system.

  • You want flat, predictable pricing — no per-seat or per-employee math.
  • The client portal matters — one branded, per-section dashboard out of the box.
  • You bill globally or in India — native Stripe and Razorpay rails.
  • You want to be live today — start free, onboard your first client in minutes.

Choose Zoho if…

You need software for the whole company, not just the agency workflow.

  • You want 45+ integrated apps — mail, HR, help desk, campaigns and more.
  • Full accounting is essential — Zoho Books handles ledgers, taxes and reconciliation.
  • You need deep customization — Creator, Deluge scripting and Zoho Analytics.
  • You’re scaling a large org — mature enterprise controls across the suite.
07 · Switching

Moving from Zoho to Arpixa

A connected data model makes the agency workflow map cleanly. Here’s the path most teams take.

1

Map your workspace

List active clients, live projects and open invoices in Zoho so nothing is missed.

2

Recreate the structure

Set up your Arpixa workspace, branding and client portal sections to mirror your setup.

3

Bring work across

Move client records, proposals, projects and invoices, keeping billing context attached.

4

Invite & go live

Add your team and clients, switch the portal on, and run new business through Arpixa.

08 · FAQ

Still weighing it up? Here’s what teams ask

Straight answers to the questions that come up most when choosing between Arpixa and Zoho.

Arpixa is a focused, AI-native operating system for agencies and client-service teams — CRM, proposals, projects, a branded client portal, invoicing and dual Stripe + Razorpay payments in one flat-priced workspace starting free and at $12/month. Zoho is a vast software suite: Zoho One bundles 45+ apps for the whole company, priced per employee starting at $37/user/month on annual billing.

For most agencies, yes. Arpixa is a flat price for the workspace — a permanent free plan, then $12/month Starter and $29/month Pro with unlimited collaborators. Zoho One is billed per employee, and its cheapest All Employee plan ($37/user/month annually) requires a license for everyone on payroll. A single-app path like Zoho CRM Standard starts around $14/user/month, but only covers CRM.

Yes, and it is worth being clear about. Zoho One spans far more than agency work: full accounting and bookkeeping in Zoho Books, HR in Zoho People, a help desk in Zoho Desk, email, marketing campaigns, and deep low-code customization via Creator and Deluge. Arpixa intentionally stays focused on the agency sales-to-billing workflow rather than being a whole-company suite.

Yes. Arpixa includes both Stripe and Razorpay natively, so teams can collect card payments globally and INR payments through Razorpay with no extra wiring. Zoho supports these too, but through Zoho Payments and gateway setup inside Books or Invoice rather than as a built-in agency billing rail.

No, and it does not try to be. Arpixa handles agency invoicing, payments and billing context tied to your projects and clients. For formal bookkeeping, ledgers, tax filing and reconciliation, Zoho Books is the deeper tool. Many agencies run Arpixa for client work and billing while keeping a dedicated accounting tool for the books.

For most solo operators and small studios, Arpixa is the lighter lift: start on the permanent free plan, then move to $12/month Starter as you grow, with everything an agency needs in one place. Zoho One is powerful but priced per employee and built to run an entire company, which is often more than a small studio needs on day one.

Both can give clients a branded space, but the experience differs. Arpixa ships one connected client portal covering timeline, deliverables, files, invoices, payments and messages, with per-section visibility, out of the box. Zoho offers portals across individual apps (CRM, Projects, Books), which you configure and connect to build a unified client view.

It depends on how much of Zoho you use. If you run Zoho CRM, Projects and Invoice for client work, the structure maps cleanly onto Arpixa’s connected client, project and invoice records. If you rely on Zoho for company-wide accounting or HR, you may keep those and move only the agency workflow to Arpixa. For complex setups, email hello@arpixa.io for guidance.

Arpixa has a real, permanent free plan — not a time-limited trial. It includes 1 active client per month, 2 team collaborators, core features, a one-time AI trial, 500 MB storage and an agency portfolio, so you can validate the full workflow before upgrading. Zoho One offers a 30-day trial of the full suite rather than a permanent free tier.

Arpixa is AI-native rather than AI-bolted-on. It can draft proposals, briefs, replies and summaries from your workspace context, and you keep full review control before anything is sent. Zoho’s Zia AI is capable too, but its assistance is spread across individual apps rather than woven into a single agency workflow.

Arpixa is month-to-month, with annual billing available for a lower effective rate and no long lock-in — upgrade, downgrade or cancel as your client load changes. Zoho offers monthly and annual billing as well; note that Zoho One annual pricing assumes a yearly commitment. Always confirm current terms on each vendor’s pricing page before subscribing.

Run your agency on Arpixa

One workspace for sales, delivery and getting paid

Client work, proposals, projects, the branded portal, invoicing and automations — in one AI-native workspace with flat pricing. Start free.

Start Free No credit card required
Arpixa agency dashboard showing projects, revenue and the branded client portal
Arpixa logoTry Arpixa nowSee why agencies switch — free to start